// Services
Annuities
An annuity for retirement can provide financial security with protected* savings and a steady income stream. Learn how the right annuity can help you retire with confidence.
// Tailor-Made
Annuity For Retirement
An annuity for retirement may provide guaranteed* income security and help you avoid running out of money in retirement. Even if the stock market crashes, your money will remain protected* with the right type of annuity contract. All the while, you can earn reasonable rates of return** on your money.
Retirement strategies are not "one-size-fits-all."
Everyone’s financial situation is unique, and deserving of a unique strategy tailor-made for them. Contact us; we can help you become more knowledgeable, so that you can hopefully make the best decisions for yourself. Where is the best place to keep your retirement money? Could an annuity for retirement be the option for you?
Myths And Misconceptions About Choosing An Annuity For Retirement
Annuities are subject to numerous myths and misconceptions. Why do some financial professionals think they’re bad? You may have heard them say this. To start, many brokers profit more from managing your money in the stock market than they would from selling you an annuity. As a result, it is beneficial to them if you don’t look into purchasing an annuity. Another important consideration is that there are different types of annuities, and some may be more advantageous to your situation than others.
A variable annuity provides strong returns, but you risk losing your cash value if the market falls. In contrast, a fixed annuity maintains your cash value, but may provide diminishing returns. Finally, a fixed indexed annuity (FIA) provides the advantages of both guaranteed* income protection and indexed interest at a reasonable rate of return.** For some people, a fixed indexed annuity for retirement offers the best of both worlds. Furthermore, an annuity provides additional benefits. For example, consider certain tax benefits. Reach out to us to learn more.
Annuities Then Vs. Now
When it comes to annuities in the past, your options were far more limited. Some options protected your hard-earned money but provided lower interest rates. Others offered higher rates, but came with significant risk. Recently, however, more choices have become available. An FIA can provide you with both protection* and a reasonable rate of return,** as well as certain other benefits. Contact us to learn more if an annuity for retirement feels like the right option for you.
